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How Much Cash Should I Carry for a Trip to Rural Areas in Mongolia?
Planning a trip to Mongolia’s rural areas can be an adventure of a lifetime, but it requires careful preparation, especially when it comes to managing cash. Unlike urban centers such as Ulaanbaatar, rural regions have limited access to ATMs and credit card facilities. So, how much cash should you carry for a trip to rural areas in Mongolia? Let’s break it down.
1. Understand Local Expenses
In rural Mongolia, most expenses will be for essentials like:
Accommodation: Staying in traditional ger camps costs around 30,000 to 50,000 Tugrik ($10-$15 USD) per night.
Food: Meals in local eateries or ger camps range from 10,000 to 20,000 Tugrik ($3-$6 USD) per meal.
Transportation: Renting a private vehicle or paying for local transport may cost 100,000 Tugrik ($30 USD) or more per day.
Activities: Guided tours, horseback riding, or cultural experiences typically range from 50,000 to 150,000 Tugrik ($15-$45 USD) per activity.
Tip: Prices can vary based on location and season, so always confirm costs in advance.
2. Recommended Cash Amount
For a typical trip to rural areas lasting 5-7 days, it’s advisable to carry:
Budget Travelers: 300,000 to 500,000 Tugrik ($90-$150 USD)
Mid-Range Travelers: 600,000 to 1,000,000 Tugrik ($180-$300 USD)
Luxury Travelers: 1,500,000 Tugrik ($450 USD) or more, depending on your preferences.
3. Why Cash is Essential in Rural Mongolia
Limited ATMs: ATMs are scarce or nonexistent in rural areas.
No Credit Card Facilities: Most ger camps, local shops, and transport providers only accept cash.
Emergency Needs: Unexpected expenses, like tipping guides or buying supplies, require cash.
4. Tips for Handling Cash in Rural Mongolia
Carry Small Denominations: Smaller bills are more convenient for local purchases.
Exchange Money in Advance: Exchange your currency for Mongolian Tugrik in Ulaanbaatar or other major cities before heading to rural areas.
Keep Cash Secure: Use a money belt or secure pouch to protect your cash while traveling.
5. Alternative Payment Options
In case you run out of cash:
Borrow from Guides: Some guides may help you temporarily cover costs until you return to the city.
Ask Locals: In some cases, locals may accept foreign currency, though this is not guaranteed.
6. Conclusion
Carrying enough cash is crucial when traveling to rural Mongolia. Plan your budget based on the duration of your trip, activities, and personal preferences. By ensuring you have sufficient Tugrik on hand, you can enjoy a stress-free journey through Mongolia’s breathtaking landscapes and unique cultural experiences.
